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Why Get Pre-approved?
Pre-approval goes a step further than prequalifying. Pre-approval means the lender has contacted the borrower's employer, bank and other places to verify all claims of earnings and assets. In return, the borrower receives a letter stating that he has mortgage approval for a certain amount. Since you already qualify for financing, pre-approval can speed up and improve your chances of reaching an agreement on the purchase price with the seller. The only cost for pre-approval may be the lender's cost of obtaining your credit report. With a pre-approval, you're going to have more leverage when you make an offer. You can say, 'I've got a loan approved already that's sufficient to purchase this home,' and that makes you more attractive to a potential seller.
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Our Mortgage Partners
Shirley Hapner at Primary Residential Mortgage, Inc.
Phone: 937-272-0809 Fax: 937-427-9647
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Welcome! You've found what is arguably the most robust public online, Dayton Ohio home search. From here you have the ability to organize, track, and save those homes that most interest you. You can also sign up to have new listings sent to your inbox, instead of spending your time searching websites. By signing up, you also get personalized real estate service without spam. But you do have to sign up. When you do sign up, first thing I'll do is change the default setting so you can see addresses of the homes listed here. I get it- that's what you are here for. I strive to make this site as user-friendly as possible, and part of that is a promise: Contacting me is always no pressure, no obligation, and no spam. Give me a call and let's talk about what you need to help you get closer to your goals. 937-343-1411
